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Paid meals while on call, free online subscriptions to a number of emergency medicine journals, free membership to National Emergency Medicine groups, complementary major Emergency Medicine textbooks and online board review preparation materials are only a few of the great benefits offered to our residents.
University Hospitals Emergency Medicine Benefits
As a resident of the emergency medicine program at UH, you can benefit from the following:
Paid membership to:
American College of Emergency Physicians (ACEP)
Free Resident Subscriptions (on campus)
Journal Emergency Medicine (online)
Textbooks provided free to all residents
Marx John A., et. al. Rosen's Emergency Medicine Concepts and Clinical Practices, Philadelphia: Mosby, 2010.
A meal stipend is given to pay for meals while on call during call months.
Conference stipend for research presenters
Paid attendance during PGY-3 to attend Ohio ACEP Board Review Course or equivalent.
Moonlighting is available for third year EM residents in good standing who achieve equal to or higher than the 80th percentile on the immediate previous inservice examination. If a resident moonlights, it will be treated in the same fashion as any residency work and will need to conform to duty hour regulations.
UH Case Medical Center recognized holidays: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day and Christmas Day. Each resident will have at least one holiday off. When working on a holiday, pay is time-and-a-half. In addition to that, for every 2 holidays worked, you will be rewarded with one less shift during an EM block – only 1 credit can be used per block.
University Hospitals Employee Benefits
The UHCMC Benefits Program offers two medical plans through Anthem Blue Cross and Blue Shield. Both plans function as Preferred Provider Organizations (PPO Plans) and cover 100% of preventive care with no deductible or copay. The Traditional Plan costs more up front but has a smaller deductible, while the Consumer Select Plan costs less up front but has a bigger deductible. A Flexible Spending Account (FSA) can be used with both plans but a Health Savings Account (HAS) can only be used with the Consumer Select Plan (see below for more information on the FSA and HAS).
Dental coverage is available through CIGNA. You are able to choose from two dental plans, the PPO Plan and the Dental Care (DHMO) Plan. Under the PPO Plan, covered services can be obtained in or out of the network. The out-of-network benefit has a higher deductible. Preventive care is covered at 100% in and out-of-network. Current benefit summary can be found here: PPO Dental Benefit Summary. The Dental Care (DHMO) Plan is a Dental Health Maintenance Organization that offers richer benefits, including adult orthodontia coverage, through a specific network of dentists. Current benefit summary can be found here: DHMO Dental Benefit Summary.
UH Voluntary Vision Plan
Vision care services are available through any Anthem Blue View Vision provider. You can use non-Blue View providers, but you reduce your out-of-pocket expenses by using a participating provider. You can enroll in the vision plan even if you do not enroll in a UH medical plan. Eye exams are not covered under the UH Voluntary Vision Plan, but if you participate in a UH medical plan, an annual eye exam will be covered as preventive care for each plan member.
Flexible Spending Accounts
UH offers two health care flexible spending accounts – Consumer Select Health Care FSA and the Traditional Health Care FSA. Availability is based on your medical plan election. You can also participate in a Dependent Care FSA.
In an FSA, you can set aside between $130 and $5,000 a year, which is deducted from each paycheck on a pre-tax basis and can be used toward eligible expenses throughout the year. Eligible expenses include deductibles, copays, and costs of prescription drugs. Any unused money left in an FSA by the end of the calendar year will be forfeited.
In the Health Savings Account (HSA), available only to those with the Consumer Select Plan, UH automatically contributes up to $750 a year ($1,500 for a family) and you can contribute up to an additional $2,300 a year ($4,650 for a family) that is deducted from each paycheck on a pre-tax basis. This is an interest-bearing account that can be used toward eligible expenses throughout the year, which includes deductibles, copays, and costs of prescription drugs. Any unused money left in the HSA at the end of the calendar year will be rolled over from year to year and will be yours to keep if you change jobs or retire.
In the Dependent Care FSA, you can set aside between $130 and $5,000 a year, which is deducted from each paycheck on a pre-tax basis and can be used toward eligible expenses that are necessary for you to work or attend school full-time. Eligible expenses include home or day care for dependent children under 13 years old or are disables either mentally or physically.
Voluntary Critical Illness Insurance
Critical Illness Insurance with MetLife provides you with a lump-sum benefit of $15,000 in the event you or your covered dependent experience one of the following medical conditions: cancer, heart attack, heart transplant, stroke, major organ transplant, kidney failure.
Professional Liability Insurance
Professional personnel are covered by the hospital at no cost.
Group life insurance is provided at no cost. Coverage is effective as of the first of the month following 90 days of employment. Basic coverage equals two times the employee's annual base salary. Additional life insurance may be purchased at tobacco user or tobacco free rates, up to three times the employee's annual base salary. UH employees can also purchase Dependent Life Insurance, Voluntary AD&D Insurance and Long-Term Care Insurance.
Short-Term Disability (STD) insurance is provided at no cost to all full-time employees officially scheduled to work 35+ hours per week, as of the first of the month following 6 months of continuous active employment. Eligible part-time employees scheduled 16 hours or more per week can purchase STD insurance. STD benefits begin on the 15th consecutive calendar day of absence due to illness or injury and pay a weekly benefit equal to 60% of weekly earnings up to $2500. Benefits can continue for up to 24 weeks.
PUH provides full-time employees officially scheduled to work 35+ hours per week, with base Long-Term Disability (LTD) coverage equal to 60% of your monthly earnings to a maximum benefit of $1,500. Coverage is effective the first of the month following 90 days of continuous active employment. Employees may purchase a higher level of coverage equal to 60% of monthly earnings to a maximum benefit of $15,000. This benefit can be purchased with pre-tax or after-tax dollars. Benefits begin after you have been disabled for 180 consecutive days.
Group Home and Auto Insurance
METPAY offers special group rates and numerous discounts on your homeowners and auto insurance. Premiums can be paid through the convenience of payroll deduction.
403(b) Matched Retirement Savings Plan
All employees are eligible to contribute to the 403(b) Matched Retirement Savings Plan. Employees with one year of service are eligible to receive a match. (Students and Interns are not eligible to receive the match). UH will match 50% of the first 6% of your contributions (that's $2.50 for every $5 you contribute up to 6% of your salary). Money the hospital contributes (matched contributions) is 100% vested after three years of service.
The hospital matches the amounts deducted from your paycheck for social security retirement/disability benefits.
Tuition Assistance Program
The Tuition Assistance Program offers financial assistance to eligible UH employees who are enrolled in approved post secondary education programs. Detailed information about the program is contained in the Tuition Assistance Program Policy, available on the UH intranet site.
Ohio Tuition Trust Authority
OTTA allows Ohio families to save for college tuition for children or grandchildren in small increments over time at today's lower costs. Employees can participate through payroll deduction.
Full pay for scheduled work days only.
Maximum of three days for immediate family.
Payroll deduction is available immediately upon employment. The United Telephone Credit Union offers a variety of banking services.
All residents & fellows have access to Case Western Reserve University's Veale Center free of charge. Discounted memberships are available to, Case Western Reserve University's "ONE TO ONE Fitness Center" as well.
Paid parking is available to all employees in Lot 61 (corner of Mayfield Rd and Circle Drive) and can be paid for by payroll deduction. You can, however, park in any visitor's parking lots after 4:30pm on weekdays and all day on the weekends.
Paid attendance during PGY-3 to attend Ohio ACEP Board Review Course or equivalent.
All employees receive a 10% discount on cafeteria purchases by presenting their hospital photo I.D. Discounts are also available on selected merchandise in the Atrium Gift Shop.
Direct Deposit electronically deposits your paycheck into your checking and/or savings accounts. A "deposit advice" form, similar to a check stub showing the amount deposited to your account, will be distributed to you each payday. All employees are required to have direct deposit.
You may purchase United States Savings Bonds through payroll deduction. The series EE bonds offer the benefits of tax deferral, competitive rates and complete safety with your savings. Bonds can be purchased in the following denominations: $100, $200, $500.