2013 Benelect Guide - Enroll
The purpose of this guide (print pdf version) is to provide you with an overview of Benelect: the flexible benefits program at CWRU. This is not intended to be a comprehensive description of the benefit plans. Details of individual benefit plans are provided in legal plan documents and contracts that govern the operation of the program. Specific coverage information is contained in the individual summary plan descriptions available from the medical insurance carrier or Benefits Administration.
After you've decided on your pre-tax Benelect options, all all of the premiums, deduct the employer cost and the difference is the amount of pre-tax dollars that will come out of your monthly pay. (If you are paid semi-monthly, half of this amount will come out of each paycheck).
New Hire Enrollment
Use the Benelect 2013 Enrollment Form pdf) to make your decisions by circling the options you want. Then sign and return the form along with any relevant applications to Benefits Administration (224 Crawford Hall) within the first 30 days of employment. If you do not enroll within the first 30 days of your employment, you will be limited to the basic $20,000 of life insurance coverage and any health insurance carrier has the right to deny coverage. You will have to wait until the annual open enrollment period to take effect for the following year